ASHLAND Credit Union in Minnesota vs the state
0.0%Denial rate-13.60 pts vs state
0.0%Decision denial rate-16.35 pts vs state
62.5%Origination rate-3.87 pts vs state
6.63%Median rate0.00 pts vs state
-0.19Rate spread (pts)-0.45 pts vs state
$124kMedian applicant income
5Loans originated
0Denied
Trend in Minnesota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 38 | 23 | 23.7% | 7.00% | #311 |
| 2024 | 29 | 17 | 41.4% | 7.75% | #341 |
| 2025 | 8 | 5 | 0.0% | 6.63% | #496 |
What ASHLAND Credit Union lends in Minnesota
By loan purpose
By loan type
Where in Minnesota
Counties with the most ASHLAND Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Washington County | 8 | 5 | 0 | 0.0% |
Other large lenders in Minnesota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 8,694 | 10.6% | 6.38% |
| U.S. Bank | D | 8,624 | 30.4% | 7.88% |
| Bell Bank | A | 7,987 | 5.3% | 6.63% |
| Rocket Mortgage | C | 7,630 | 16.3% | 6.63% |
| Trustone Financial Credit Union | C | 6,066 | 20.0% | 7.25% |
| Affinity Plus | C | 5,438 | 14.6% | 6.63% |
| Blaze Credit Union | B | 4,074 | 12.3% | 6.38% |
| Wings Financial Credit Union | A | 3,960 | 16.4% | 7.25% |
| Crosscountry Mortgage | B | 3,942 | 2.1% | 6.63% |
| Fairway Independent Mortgage | B | 3,327 | 3.2% | 6.75% |
Frequently asked questions
Minnesota: 8 applications in 2025, of which 5 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.
The median rate on loans ASHLAND Credit Union originated in Minnesota in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are ASHLAND Credit Union's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology