Anchor Loans in Virginia vs the state
48.8%Denial rate+32.84 pts vs state
48.8%Decision denial rate+28.53 pts vs state
51.2%Origination rate-8.30 pts vs state
9.25%Median rate+2.63 pts vs state
—Rate spread (pts)
—Median applicant income
63Loans originated
60Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 75 | 52 | 30.7% | 9.38% | #300 |
| 2024 | 51 | 35 | 31.4% | 10.00% | #366 |
| 2025 | 123 | 63 | 48.8% | 9.25% | #266 |
What Anchor Loans lends in Virginia
By loan purpose
By loan type
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 123 applications in 2025, of which 63 were originated and 60 denied.
48.8% of all applications, or 48.8% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Anchor Loans originated in Virginia in 2025 was 9.25%, against a statewide median of 6.63%.
About this data. Figures are Anchor Loans's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology