American Neighborhood Mortgage Acceptance Company in North Dakota vs the state
2.1%Denial rate-9.31 pts vs state
2.6%Decision denial rate-11.16 pts vs state
80.9%Origination rate+11.16 pts vs state
6.56%Median rate+0.06 pts vs state
0.49Rate spread (pts)+0.25 pts vs state
$119kMedian applicant income
38Loans originated
1Denied
What American Neighborhood Mortgage Acceptance Company lends in North Dakota
By loan purpose
By loan type
Why it denied North Dakota applicants
Where in North Dakota
Counties with the most American Neighborhood Mortgage Acceptance Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| McKenzie County | 13 | 11 | 0 | 0.0% |
| Williams County | 12 | 12 | 0 | 0.0% |
| Stark County | 10 | 7 | 1 | 10.0% |
| Golden Valley County | 3 | 1 | 0 | 0.0% |
| Burleigh County | 3 | 2 | 0 | 0.0% |
| Divide County | 2 | 2 | 0 | 0.0% |
| Morton County | 1 | 0 | 0 | 0.0% |
| Ward County | 1 | 1 | 0 | 0.0% |
| Stutsman County | 1 | 1 | 0 | 0.0% |
| Towner County | 1 | 1 | 0 | 0.0% |
Other large lenders in North Dakota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Gate City Bank | C | 3,106 | 11.3% | 6.65% |
| First International Bank & Trust | B | 1,112 | 4.0% | 6.63% |
| United Shore Financial Services | B | 881 | 7.5% | 6.25% |
| Rocket Mortgage | C | 827 | 21.6% | 6.63% |
| Bell Bank | A | 806 | 7.7% | 6.99% |
| First Community Credit Union | B | 675 | 7.1% | 6.49% |
| Capital | C | 646 | 3.7% | 7.00% |
| TOWN AND COUNTRY Credit Union | B | 571 | 2.1% | 6.25% |
| Mortgage Research Center | C | 500 | 13.6% | 6.25% |
| Fairway Independent Mortgage | B | 497 | 3.0% | 6.40% |
Frequently asked questions
North Dakota: 47 applications in 2025, of which 38 were originated and 1 denied.
2.1% of all applications, or 2.6% of the applications it actually decided on. The North Dakota statewide average across all lenders was 11.4%.
The median rate on loans American Neighborhood Mortgage Acceptance Company originated in North Dakota in 2025 was 6.56%, against a statewide median of 6.50%.
About this data. Figures are American Neighborhood Mortgage Acceptance Company's own HMDA filing for properties located in North Dakota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology