Allied First Bank,sb · North Dakota · 2025

Allied First Bank,sb in North Dakota: approval rate, denial rate and rates (2025)

Allied First Bank,sb took 16 mortgage applications in North Dakota in 2025, ranking #115 of 322 lenders active in the state. It originated 0.0% of them and denied 25.0% (100.0% of the applications it decided), against a statewide denial rate of 11.4%.

16Applicationsin ND
100.0%Decision denial ratestate 13.7%
Median ratestate 6.50%
$275,000Median loanstate $205,000
$0Volume7 counties

Allied First Bank,sb in North Dakota vs the state

25.0%Denial rate+13.56 pts vs state
100.0%Decision denial rate+86.28 pts vs state
0.0%Origination rate-69.69 pts vs state
Median rate
Rate spread (pts)
$106kMedian applicant income
0Loans originated
4Denied

What Allied First Bank,sb lends in North Dakota

By loan purpose

Cash-out refinance 16 100% · 25.0% denied

By loan type

Conventional 1 6% · 0.0% denied
FHA 4 25% · 0.0% denied
VA 11 69% · 36.4% denied

Why it denied North Dakota applicants

Credit history 3 75%
Debt-to-income ratio 1 25%

Where in North Dakota

Counties with the most Allied First Bank,sb applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Cass County 402 50.0%
Williams County 400 0.0%
Burleigh County 301 33.3%
Ward County 200 0.0%
Stutsman County 101 100.0%
Hettinger County 100 0.0%
Stark County 100 0.0%

Other large lenders in North Dakota

LenderGradeApplicationsDenial rateMedian rate
Gate City BankC 3,10611.3%6.65%
First International Bank & TrustB 1,1124.0%6.63%
United Shore Financial ServicesB 8817.5%6.25%
Rocket MortgageC 82721.6%6.63%
Bell BankA 8067.7%6.99%
First Community Credit UnionB 6757.1%6.49%
CapitalC 6463.7%7.00%
TOWN AND COUNTRY Credit UnionB 5712.1%6.25%
Mortgage Research CenterC 50013.6%6.25%
Fairway Independent MortgageB 4973.0%6.40%

Frequently asked questions

North Dakota: 16 applications in 2025, of which 0 were originated and 4 denied.

25.0% of all applications, or 100.0% of the applications it actually decided on. The North Dakota statewide average across all lenders was 11.4%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Allied First Bank,sb's own HMDA filing for properties located in North Dakota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology