1st 2nd Mortgage Company of N.j. in Virginia vs the state
20.0%Denial rate+4.06 pts vs state
33.3%Decision denial rate+13.08 pts vs state
40.0%Origination rate-19.52 pts vs state
6.71%Median rate+0.09 pts vs state
1.05Rate spread (pts)+0.83 pts vs state
$134kMedian applicant income
2Loans originated
1Denied
What 1st 2nd Mortgage Company of N.j. lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most 1st 2nd Mortgage Company of N.j. applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fairfax County | 2 | 1 | 0 | 0.0% |
| Richmond city | 2 | 0 | 1 | 50.0% |
| Frederick County | 1 | 1 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 5 applications in 2025, of which 2 were originated and 1 denied.
20.0% of all applications, or 33.3% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans 1st 2nd Mortgage Company of N.j. originated in Virginia in 2025 was 6.71%, against a statewide median of 6.63%.
About this data. Figures are 1st 2nd Mortgage Company of N.j.'s own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology