1st 2nd Mortgage Company of N.j. in Hawaii vs the state
0.0%Denial rate-21.83 pts vs state
0.0%Decision denial rate-27.31 pts vs state
85.7%Origination rate+30.34 pts vs state
6.54%Median rate+0.39 pts vs state
0.20Rate spread (pts)+0.45 pts vs state
$162kMedian applicant income
6Loans originated
0Denied
What 1st 2nd Mortgage Company of N.j. lends in Hawaii
By loan purpose
By loan type
Where in Hawaii
Counties with the most 1st 2nd Mortgage Company of N.j. applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Honolulu County | 7 | 6 | 0 | 0.0% |
Other large lenders in Hawaii
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bank of Hawaii | C | 3,679 | 27.8% | 6.00% |
| First Hawaiian Bank | B | 2,740 | 19.4% | 5.87% |
| American Savings Bank | C | 2,479 | 34.5% | 5.65% |
| Hawaiiusa Federal Credit Union | C | 1,833 | 38.1% | 5.65% |
| United Shore Financial Services | B | 1,710 | 11.1% | 6.13% |
| Rocket Mortgage | C | 1,637 | 22.4% | 6.63% |
| Central Pacific Bank | C | 1,519 | 33.6% | 6.13% |
| Hawaii State Federal Credit Union | C | 1,418 | 30.0% | 5.90% |
| Navy Federal Credit Union | D | 985 | 30.2% | 8.10% |
| Freedom Mortgage | B | 924 | 10.8% | 5.75% |
Frequently asked questions
Hawaii: 7 applications in 2025, of which 6 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Hawaii statewide average across all lenders was 21.8%.
The median rate on loans 1st 2nd Mortgage Company of N.j. originated in Hawaii in 2025 was 6.54%, against a statewide median of 6.15%.
About this data. Figures are 1st 2nd Mortgage Company of N.j.'s own HMDA filing for properties located in Hawaii, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology