Thompson Kane & Company at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the A grade breaks down
Each component is a percentile rank among 581 mid-size mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
95th1.7% deniedPricingmedian rate spread over APOR, weight 30%
32nd0.36 ptsProcesswithdrawn + incomplete share, weight 15%
69th13.2%Closing coststotal loan costs ÷ loan amount, weight 10%
86th1.34% of loanTrend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 1,239 | 1,076 | 1.3% | 1.5% | 6.88% | $328M |
| 2024 | 1,221 | 1,075 | 2.2% | 2.5% | 6.75% | $340M |
| 2025 | 1,248 | 1,065 | 1.4% | 1.7% | 6.75% | $351M |
What Thompson Kane & Company lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 3 manufactured homes, 88 investment properties.
Why Thompson Kane & Company denies applications
Primary reason reported for each of the 18 denials in 2025. Lenders can cite up to four reasons; this is the first one listed.
Who gets approved at Thompson Kane & Company
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under $50k | 96 | 77 | 1.3% |
| $50k – $100k | 544 | 463 | 2.3% |
| $100k – $150k | 245 | 217 | 1.8% |
| $150k – $250k | 235 | 202 | 0.5% |
| Over $250k | 124 | 104 | 1.0% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under 25 | 113 | 93 | 2.1% |
| 25–34 | 412 | 361 | 2.7% |
| 35–44 | 322 | 278 | 0.0% |
| 45–54 | 189 | 153 | 2.6% |
| 55–64 | 139 | 118 | 0.8% |
| 65–74 | 54 | 46 | 2.1% |
Where Thompson Kane & Company lends
15 states and 106 counties in 2025. Click a state for the lender's full record there.
Frequently asked questions
Thompson Kane & Company denied 1.7% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 95th percentile of mid-size mortgage lenders.
The most common reason Thompson Kane & Company gave in 2025 was "unverifiable information", cited on 27.8% of its denials. Lenders report up to four reasons per denial to the CFPB; the full breakdown is on this page.
The median interest rate on loans Thompson Kane & Company originated in 2025 was 6.75%, and its median rate spread over the average prime offer rate was 0.36 points. Rates on this page are what borrowers actually got, not advertised rates.
In 2025, 85% of its applications were for home purchases, 15% for refinancing (including cash-out), and 0% for home improvement or other purposes. By loan type: 78% conventional, 15% FHA, 3% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.