The First National Bank of Peterstown in Virginia vs the state
23.1%Denial rate+7.14 pts vs state
27.3%Decision denial rate+7.02 pts vs state
61.5%Origination rate+2.02 pts vs state
—Median rate
—Rate spread (pts)
$56kMedian applicant income
8Loans originated
3Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9 | 5 | 33.3% | — | #578 |
| 2024 | 6 | 5 | 16.7% | — | #634 |
| 2025 | 13 | 8 | 23.1% | — | #540 |
What The First National Bank of Peterstown lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most The First National Bank of Peterstown applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Giles County | 13 | 8 | 3 | 23.1% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 13 applications in 2025, of which 8 were originated and 3 denied.
23.1% of all applications, or 27.3% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The First National Bank of Peterstown's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology