Priority Home Mortgage at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the A grade breaks down
Each component is a percentile rank among 581 mid-size mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
99th0.3% deniedPricingmedian rate spread over APOR, weight 30%
98th-0.71 ptsProcesswithdrawn + incomplete share, weight 15%
51st16.8%Closing coststotal loan costs ÷ loan amount, weight 10%
91st1.04% of loanTrend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 1,269 | 920 | 0.4% | 0.5% | 6.00% | $413M |
| 2024 | 1,650 | 1,293 | 0.1% | 0.2% | 6.13% | $601M |
| 2025 | 1,453 | 1,201 | 0.3% | 0.3% | 5.63% | $546M |
What Priority Home Mortgage lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 0 manufactured homes, 22 investment properties.
Why Priority Home Mortgage denies applications
Primary reason reported for each of the 4 denials in 2025. Lenders can cite up to four reasons; this is the first one listed.
Who gets approved at Priority Home Mortgage
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| $50k – $100k | 159 | 130 | 0.8% |
| $100k – $150k | 484 | 400 | 0.3% |
| $150k – $250k | 575 | 485 | 0.4% |
| Over $250k | 216 | 182 | 0.0% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under 25 | 33 | 28 | 6.7% |
| 25–34 | 456 | 392 | 0.3% |
| 35–44 | 387 | 319 | 0.0% |
| 45–54 | 253 | 205 | 0.0% |
| 55–64 | 204 | 161 | 0.6% |
| 65–74 | 100 | 80 | 0.0% |
| Over 74 | 20 | 16 | 0.0% |
Where Priority Home Mortgage lends
6 states and 30 counties in 2025. Click a state for the lender's full record there.
Frequently asked questions
Priority Home Mortgage denied 0.3% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 99th percentile of mid-size mortgage lenders.
The most common reason Priority Home Mortgage gave in 2025 was "other", cited on 50.0% of its denials. Lenders report up to four reasons per denial to the CFPB; the full breakdown is on this page.
The median interest rate on loans Priority Home Mortgage originated in 2025 was 5.63%, and its median rate spread over the average prime offer rate was -0.71 points. Rates on this page are what borrowers actually got, not advertised rates.
In 2025, 100% of its applications were for home purchases, 0% for refinancing (including cash-out), and 0% for home improvement or other purposes. By loan type: 70% conventional, 14% FHA, 16% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.