Pike Creek Mortgage Services in Alabama vs the state
2.9%Denial rate-16.91 pts vs state
4.2%Decision denial rate-20.83 pts vs state
67.7%Origination rate+12.26 pts vs state
5.99%Median rate-0.51 pts vs state
0.15Rate spread (pts)-0.14 pts vs state
$86kMedian applicant income
23Loans originated
1Denied
What Pike Creek Mortgage Services lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Pike Creek Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cullman County | 9 | 5 | 0 | 0.0% |
| Madison County | 7 | 5 | 0 | 0.0% |
| Blount County | 5 | 4 | 1 | 20.0% |
| Limestone County | 4 | 2 | 0 | 0.0% |
| Morgan County | 3 | 3 | 0 | 0.0% |
| Mobile County | 2 | 2 | 0 | 0.0% |
| Clarke County | 1 | 0 | 0 | 0.0% |
| Etowah County | 1 | 0 | 0 | 0.0% |
| Lee County | 1 | 1 | 0 | 0.0% |
| Talladega County | 1 | 1 | 0 | 0.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 34 applications in 2025, of which 23 were originated and 1 denied.
2.9% of all applications, or 4.2% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Pike Creek Mortgage Services originated in Alabama in 2025 was 5.99%, against a statewide median of 6.50%.
About this data. Figures are Pike Creek Mortgage Services's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology