Performance Equity Partners in Kentucky vs the state
63.2%Denial rate+44.35 pts vs state
70.6%Decision denial rate+47.10 pts vs state
19.3%Origination rate-38.74 pts vs state
12.30%Median rate+5.55 pts vs state
6.49Rate spread (pts)+6.18 pts vs state
$44kMedian applicant income
11Loans originated
36Denied
Trend in Kentucky
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 56 | 5 | 60.7% | 15.00% | #230 |
| 2024 | 53 | 3 | 66.0% | 12.50% | #237 |
| 2025 | 57 | 11 | 63.2% | 12.30% | #256 |
What Performance Equity Partners lends in Kentucky
By loan purpose
By loan type
Why it denied Kentucky applicants
Other large lenders in Kentucky
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 8,420 | 18.1% | 6.75% |
| Vanderbilt Mortgage and Finance | F | 8,220 | 44.8% | 9.50% |
| United Shore Financial Services | B | 6,871 | 9.8% | 6.50% |
| Fifth Third Bank | D | 5,663 | 25.5% | 7.75% |
| U.S. Bank | D | 4,887 | 29.5% | 7.00% |
| Mortgage Research Center | C | 3,617 | 18.0% | 6.25% |
| PNC Bank | D | 3,585 | 23.7% | 7.40% |
| 21st Mortgage | F | 3,478 | 48.0% | 9.95% |
| Commonwealth | C | 3,270 | 24.9% | 7.25% |
| Stockton Mortgage | D | 3,255 | 6.1% | 6.63% |
Frequently asked questions
Kentucky: 57 applications in 2025, of which 11 were originated and 36 denied.
63.2% of all applications, or 70.6% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.
The median rate on loans Performance Equity Partners originated in Kentucky in 2025 was 12.30%, against a statewide median of 6.75%.
About this data. Figures are Performance Equity Partners's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology