Peoples Bank of Alabama in Alabama vs the state
18.4%Denial rate-1.45 pts vs state
23.1%Decision denial rate-1.92 pts vs state
51.5%Origination rate-3.86 pts vs state
—Median rate
—Rate spread (pts)
$84kMedian applicant income
84Loans originated
30Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 218 | 119 | 19.7% | — | #122 |
| 2024 | 148 | 80 | 16.9% | — | #175 |
| 2025 | 163 | 84 | 18.4% | — | #171 |
What Peoples Bank of Alabama lends in Alabama
By loan purpose
By loan type
Where in Alabama
Counties with the most Peoples Bank of Alabama applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cullman County | 45 | 24 | 12 | 26.7% |
| Marshall County | 25 | 15 | 6 | 24.0% |
| Morgan County | 23 | 11 | 1 | 4.3% |
| Blount County | 13 | 7 | 1 | 7.7% |
| Jefferson County | 12 | 6 | 2 | 16.7% |
| Madison County | 9 | 6 | 1 | 11.1% |
| Etowah County | 8 | 4 | 3 | 37.5% |
| Cherokee County | 8 | 4 | 1 | 12.5% |
| Winston County | 4 | 1 | 0 | 0.0% |
| Lawrence County | 3 | 1 | 0 | 0.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 163 applications in 2025, of which 84 were originated and 30 denied.
18.4% of all applications, or 23.1% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Peoples Bank of Alabama's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology