Loanflight Lending · Alabama · 2025

Loanflight Lending in Alabama: approval rate, denial rate and rates (2025)

Loanflight Lending took 8 mortgage applications in Alabama in 2025, ranking #513 of 990 lenders active in the state. It originated 62.5% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 19.9%.

8Applicationsin AL
0.0%Decision denial ratestate 25.0%
5.88%Median ratestate 6.50%
$450,000Median loanstate $165,000
$2.1MVolume4 counties

Loanflight Lending in Alabama vs the state

0.0%Denial rate-19.85 pts vs state
0.0%Decision denial rate-25.00 pts vs state
62.5%Origination rate+7.11 pts vs state
5.88%Median rate-0.63 pts vs state
-0.21Rate spread (pts)-0.50 pts vs state
$176kMedian applicant income
5Loans originated
0Denied

What Loanflight Lending lends in Alabama

By loan purpose

Home purchase 3 38% · 0.0% denied
Refinance 2 25% · 0.0% denied
Cash-out refinance 3 38% · 0.0% denied

By loan type

Conventional 7 88% · 0.0% denied
FHA 1 13% · 0.0% denied

Where in Alabama

Counties with the most Loanflight Lending applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Jefferson County 420 0.0%
Limestone County 210 0.0%
Mobile County 110 0.0%
Madison County 110 0.0%

Other large lenders in Alabama

LenderGradeApplicationsDenial rateMedian rate
Regions BankC 11,87137.2%4.99%
Rocket MortgageC 9,94120.5%6.63%
Vanderbilt Mortgage and FinanceF 8,46141.4%9.50%
United Shore Financial ServicesB 7,68912.0%6.13%
21st MortgageF 6,50746.0%9.98%
Mortgage Research CenterC 5,10718.4%6.25%
REDSTONE Federal Credit UnionC 4,54818.9%8.13%
Dhi Mortgage CompanyB 3,90917.5%4.99%
Freedom MortgageB 3,7258.7%6.25%
Pennymac Loan ServicesC 3,61111.6%6.25%

Frequently asked questions

Alabama: 8 applications in 2025, of which 5 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.

The median rate on loans Loanflight Lending originated in Alabama in 2025 was 5.88%, against a statewide median of 6.50%.

About this data. Figures are Loanflight Lending's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology