Unnamed lender 98450062C847FDDA7405 in Alabama vs the state
31.8%Denial rate+11.90 pts vs state
39.0%Decision denial rate+13.96 pts vs state
49.2%Origination rate-6.18 pts vs state
6.38%Median rate-0.13 pts vs state
-0.13Rate spread (pts)-0.41 pts vs state
$90kMedian applicant income
93Loans originated
60Denied
What Unnamed lender 98450062C847FDDA7405 lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Unnamed lender 98450062C847FDDA7405 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| DeKalb County | 74 | 42 | 20 | 27.0% |
| Etowah County | 44 | 21 | 12 | 27.3% |
| Blount County | 20 | 9 | 7 | 35.0% |
| Marshall County | 13 | 6 | 4 | 30.8% |
| St. Clair County | 10 | 1 | 7 | 70.0% |
| Jackson County | 9 | 5 | 2 | 22.2% |
| Jefferson County | 7 | 5 | 1 | 14.3% |
| Shelby County | 4 | 1 | 2 | 50.0% |
| Cherokee County | 4 | 2 | 2 | 50.0% |
| Calhoun County | 2 | 0 | 2 | 100.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 189 applications in 2025, of which 93 were originated and 60 denied.
31.8% of all applications, or 39.0% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Unnamed lender 98450062C847FDDA7405 originated in Alabama in 2025 was 6.38%, against a statewide median of 6.50%.
About this data. Figures are Unnamed lender 98450062C847FDDA7405's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology