Unnamed lender 254900B0P7ZWM2SQVJ36 at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the C grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
56th8.3% deniedProcesswithdrawn + incomplete share, weight 15%
1st44.6%What Unnamed lender 254900B0P7ZWM2SQVJ36 lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 1 manufactured homes, 10 investment properties.
Who gets approved at Unnamed lender 254900B0P7ZWM2SQVJ36
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under $50k | 20 | 5 | 28.6% |
| $50k – $100k | 181 | 88 | 12.0% |
| $100k – $150k | 125 | 56 | 8.2% |
| $150k – $250k | 87 | 62 | 1.6% |
| Over $250k | 37 | 17 | 5.6% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under 25 | 25 | 15 | 0.0% |
| 25–34 | 130 | 67 | 4.3% |
| 35–44 | 146 | 67 | 14.1% |
| 45–54 | 86 | 49 | 9.3% |
| 55–64 | 49 | 26 | 3.7% |
Where Unnamed lender 254900B0P7ZWM2SQVJ36 lends
3 states and 31 counties in 2025. Click a state for the lender's full record there.
Frequently asked questions
Unnamed lender 254900B0P7ZWM2SQVJ36 denied 8.3% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 56th percentile of small mortgage lenders.
In 2025, 75% of its applications were for home purchases, 25% for refinancing (including cash-out), and 0% for home improvement or other purposes. By loan type: 78% conventional, 17% FHA, 5% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.