Lakeview Community Capital in Virginia vs the state
1.9%Denial rate-14.08 pts vs state
1.9%Decision denial rate-18.39 pts vs state
92.6%Origination rate+33.03 pts vs state
5.99%Median rate-0.63 pts vs state
-0.04Rate spread (pts)-0.26 pts vs state
—Median applicant income
149Loans originated
3Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 97 | 94 | 0.0% | 7.25% | #266 |
| 2024 | 132 | 120 | 1.5% | 6.13% | #244 |
| 2025 | 161 | 149 | 1.9% | 5.99% | #230 |
What Lakeview Community Capital lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 161 applications in 2025, of which 149 were originated and 3 denied.
1.9% of all applications, or 1.9% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Lakeview Community Capital originated in Virginia in 2025 was 5.99%, against a statewide median of 6.63%.
About this data. Figures are Lakeview Community Capital's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology