Lakeview Community Capital in Kentucky vs the state
2.9%Denial rate-15.95 pts vs state
2.9%Decision denial rate-20.63 pts vs state
91.4%Origination rate+33.39 pts vs state
6.25%Median rate-0.50 pts vs state
0.02Rate spread (pts)-0.29 pts vs state
—Median applicant income
32Loans originated
1Denied
Trend in Kentucky
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 10 | 10 | 0.0% | 6.75% | #398 |
| 2024 | 24 | 22 | 4.2% | 6.25% | #316 |
| 2025 | 35 | 32 | 2.9% | 6.25% | #296 |
What Lakeview Community Capital lends in Kentucky
By loan purpose
By loan type
Why it denied Kentucky applicants
Other large lenders in Kentucky
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 8,420 | 18.1% | 6.75% |
| Vanderbilt Mortgage and Finance | F | 8,220 | 44.8% | 9.50% |
| United Shore Financial Services | B | 6,871 | 9.8% | 6.50% |
| Fifth Third Bank | D | 5,663 | 25.5% | 7.75% |
| U.S. Bank | D | 4,887 | 29.5% | 7.00% |
| Mortgage Research Center | C | 3,617 | 18.0% | 6.25% |
| PNC Bank | D | 3,585 | 23.7% | 7.40% |
| 21st Mortgage | F | 3,478 | 48.0% | 9.95% |
| Commonwealth | C | 3,270 | 24.9% | 7.25% |
| Stockton Mortgage | D | 3,255 | 6.1% | 6.63% |
Frequently asked questions
Kentucky: 35 applications in 2025, of which 32 were originated and 1 denied.
2.9% of all applications, or 2.9% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.
The median rate on loans Lakeview Community Capital originated in Kentucky in 2025 was 6.25%, against a statewide median of 6.75%.
About this data. Figures are Lakeview Community Capital's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology