Huntington Federal Savings Bank at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the C grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
51st9.5% deniedProcesswithdrawn + incomplete share, weight 15%
18th20.7%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 273 | 193 | 9.5% | 11.6% | 6.25% | $38M |
| 2024 | 229 | 168 | 7.9% | 9.6% | 6.63% | $27M |
| 2025 | 280 | 199 | 7.5% | 9.5% | — | $37M |
What Huntington Federal Savings Bank lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 4 manufactured homes, 64 investment properties.
Who gets approved at Huntington Federal Savings Bank
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under $50k | 30 | 19 | 20.8% |
| $50k – $100k | 78 | 55 | 9.7% |
| $100k – $150k | 56 | 45 | 4.3% |
| $150k – $250k | 40 | 23 | 14.3% |
| Over $250k | 22 | 15 | 0.0% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| 25–34 | 57 | 39 | 4.8% |
| 35–44 | 43 | 32 | 15.8% |
| 45–54 | 51 | 40 | 2.4% |
| 55–64 | 23 | 11 | 35.3% |
| 65–74 | 31 | 18 | 14.3% |
Where Huntington Federal Savings Bank lends
2 states and 8 counties in 2025. Click a state for the lender's full record there.
| State | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| West Virginia | 239 | 168 | 7.5% | — | #51 |
| Ohio | 41 | 31 | 7.3% | — | #432 |
Frequently asked questions
Huntington Federal Savings Bank denied 9.5% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 51st percentile of small mortgage lenders.
In 2025, 64% of its applications were for home purchases, 36% for refinancing (including cash-out), and 0% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.