Dollar Bank, Federal Savings Bank · Alabama · 2025

Dollar Bank, Federal Savings Bank in Alabama: approval rate, denial rate and rates (2025)

Dollar Bank, Federal Savings Bank took 13 mortgage applications in Alabama in 2025, ranking #435 of 990 lenders active in the state. It originated 84.6% of them and denied 15.4% (15.4% of the applications it decided), against a statewide denial rate of 19.9%.

13Applicationsin AL
15.4%Decision denial ratestate 25.0%
6.75%Median ratestate 6.50%
$355,000Median loanstate $165,000
$3.9MVolume8 counties

Dollar Bank, Federal Savings Bank in Alabama vs the state

15.4%Denial rate-4.47 pts vs state
15.4%Decision denial rate-9.62 pts vs state
84.6%Origination rate+29.23 pts vs state
6.75%Median rate+0.25 pts vs state
0.20Rate spread (pts)-0.09 pts vs state
$117kMedian applicant income
11Loans originated
2Denied

Trend in Alabama

YearApplicationsOriginatedDenial rateMedian rateRank in state
20246516.7%7.00%#519
2025131115.4%6.75%#435

What Dollar Bank, Federal Savings Bank lends in Alabama

By loan purpose

Home purchase 13 100% · 15.4% denied

By loan type

Conventional 13 100% · 15.4% denied

Why it denied Alabama applicants

Debt-to-income ratio 1 50%
Collateral 1 50%

Where in Alabama

Counties with the most Dollar Bank, Federal Savings Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Talladega County 321 33.3%
Shelby County 211 50.0%
Randolph County 220 0.0%
St. Clair County 220 0.0%
Morgan County 110 0.0%
Calhoun County 110 0.0%
Cleburne County 110 0.0%
Etowah County 110 0.0%

Other large lenders in Alabama

LenderGradeApplicationsDenial rateMedian rate
Regions BankC 11,87137.2%4.99%
Rocket MortgageC 9,94120.5%6.63%
Vanderbilt Mortgage and FinanceF 8,46141.4%9.50%
United Shore Financial ServicesB 7,68912.0%6.13%
21st MortgageF 6,50746.0%9.98%
Mortgage Research CenterC 5,10718.4%6.25%
REDSTONE Federal Credit UnionC 4,54818.9%8.13%
Dhi Mortgage CompanyB 3,90917.5%4.99%
Freedom MortgageB 3,7258.7%6.25%
Pennymac Loan ServicesC 3,61111.6%6.25%

Frequently asked questions

Alabama: 13 applications in 2025, of which 11 were originated and 2 denied.

15.4% of all applications, or 15.4% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.

The median rate on loans Dollar Bank, Federal Savings Bank originated in Alabama in 2025 was 6.75%, against a statewide median of 6.50%.

About this data. Figures are Dollar Bank, Federal Savings Bank's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology