Data Mortgage in Alabama vs the state
8.3%Denial rate-11.52 pts vs state
12.5%Decision denial rate-12.50 pts vs state
58.3%Origination rate+2.94 pts vs state
6.25%Median rate-0.25 pts vs state
0.31Rate spread (pts)+0.03 pts vs state
$77kMedian applicant income
7Loans originated
1Denied
What Data Mortgage lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Data Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 5 | 3 | 1 | 20.0% |
| Blount County | 1 | 0 | 0 | 0.0% |
| Lee County | 1 | 0 | 0 | 0.0% |
| Colbert County | 1 | 1 | 0 | 0.0% |
| Madison County | 1 | 1 | 0 | 0.0% |
| Autauga County | 1 | 0 | 0 | 0.0% |
| Winston County | 1 | 1 | 0 | 0.0% |
| Morgan County | 1 | 1 | 0 | 0.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 12 applications in 2025, of which 7 were originated and 1 denied.
8.3% of all applications, or 12.5% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Data Mortgage originated in Alabama in 2025 was 6.25%, against a statewide median of 6.50%.
About this data. Figures are Data Mortgage's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology