Christian Community Credit Union · New York · 2025

Christian Community Credit Union in New York: approval rate, denial rate and rates (2025)

Christian Community Credit Union took 7 mortgage applications in New York in 2025, ranking #491 of 750 lenders active in the state. It originated 28.6% of them and denied 14.3% (33.3% of the applications it decided), against a statewide denial rate of 19.8%.

7Applicationsin NY
33.3%Decision denial ratestate 24.0%
6.69%Median ratestate 6.63%
$75,000Median loanstate $235,000
$160kVolume1 counties

Christian Community Credit Union in New York vs the state

14.3%Denial rate-5.46 pts vs state
33.3%Decision denial rate+9.29 pts vs state
28.6%Origination rate-31.02 pts vs state
6.69%Median rate+0.06 pts vs state
0.78Rate spread (pts)+0.57 pts vs state
$163kMedian applicant income
2Loans originated
1Denied

What Christian Community Credit Union lends in New York

By loan purpose

Home purchase 1 14% · 0.0% denied
Cash-out refinance 5 71% · 20.0% denied
Home improvement 1 14% · 0.0% denied

By loan type

Conventional 7 100% · 14.3% denied

Why it denied New York applicants

Credit history 1 100%

Where in New York

Counties with the most Christian Community Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Onondaga County 100 0.0%

Other large lenders in New York

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 20,31532.7%7.97%
Rocket MortgageC 19,92422.0%6.88%
United Shore Financial ServicesB 14,77711.2%6.50%
JPMorgan Chase BankB 14,73511.7%6.38%
Manufacturers and Traders TrustC 12,33531.3%5.99%
Bank of AmericaF 10,19335.7%5.99%
Bethpage Federal Credit UnionC 9,73647.2%6.49%
TD BankD 9,23930.2%7.69%
NewrezD 8,65424.2%6.75%
ESL Federal Credit UnionB 7,81717.6%4.50%

Frequently asked questions

New York: 7 applications in 2025, of which 2 were originated and 1 denied.

14.3% of all applications, or 33.3% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.

The median rate on loans Christian Community Credit Union originated in New York in 2025 was 6.69%, against a statewide median of 6.63%.

About this data. Figures are Christian Community Credit Union's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology