Brookhollow Mortgage Services at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the A grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
93rd1.0% deniedPricingmedian rate spread over APOR, weight 30%
92nd-0.22 ptsProcesswithdrawn + incomplete share, weight 15%
38th14.4%Closing coststotal loan costs ÷ loan amount, weight 10%
18th3.06% of loanTrend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 991 | 816 | 2.0% | 2.4% | 6.13% | $342M |
| 2024 | 918 | 803 | 0.5% | 0.6% | 6.00% | $329M |
| 2025 | 829 | 703 | 0.8% | 1.0% | 5.75% | $288M |
What Brookhollow Mortgage Services lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 0 manufactured homes, 18 investment properties.
Why Brookhollow Mortgage Services denies applications
Primary reason reported for each of the 7 denials in 2025. Lenders can cite up to four reasons; this is the first one listed.
Who gets approved at Brookhollow Mortgage Services
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| $50k – $100k | 192 | 159 | 2.5% |
| $100k – $150k | 312 | 271 | 0.7% |
| $150k – $250k | 240 | 205 | 0.0% |
| Over $250k | 77 | 64 | 0.0% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under 25 | 29 | 25 | 3.9% |
| 25–34 | 245 | 221 | 1.8% |
| 35–44 | 242 | 209 | 0.0% |
| 45–54 | 144 | 117 | 0.9% |
| 55–64 | 99 | 76 | 1.3% |
| 65–74 | 52 | 41 | 0.0% |
Where Brookhollow Mortgage Services lends
4 states and 26 counties in 2025. Click a state for the lender's full record there.
Frequently asked questions
Brookhollow Mortgage Services denied 1.0% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 93rd percentile of small mortgage lenders.
The most common reason Brookhollow Mortgage Services gave in 2025 was "debt-to-income ratio", cited on 100.0% of its denials. Lenders report up to four reasons per denial to the CFPB; the full breakdown is on this page.
The median interest rate on loans Brookhollow Mortgage Services originated in 2025 was 5.75%, and its median rate spread over the average prime offer rate was -0.22 points. Rates on this page are what borrowers actually got, not advertised rates.
In 2025, 100% of its applications were for home purchases, 0% for refinancing (including cash-out), and 0% for home improvement or other purposes. By loan type: 44% conventional, 41% FHA, 15% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.