Barrington Bank & Trust Company in North Dakota vs the state
7.1%Denial rate-4.38 pts vs state
8.6%Decision denial rate-5.15 pts vs state
75.3%Origination rate+5.60 pts vs state
6.25%Median rate-0.25 pts vs state
0.00Rate spread (pts)-0.24 pts vs state
$89kMedian applicant income
64Loans originated
6Denied
Trend in North Dakota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 83 | 70 | 6.0% | 6.30% | #43 |
| 2024 | 98 | 83 | 2.0% | 6.25% | #43 |
| 2025 | 85 | 64 | 7.1% | 6.25% | #54 |
What Barrington Bank & Trust Company lends in North Dakota
By loan purpose
By loan type
Why it denied North Dakota applicants
Where in North Dakota
Counties with the most Barrington Bank & Trust Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Grand Forks County | 66 | 55 | 1 | 1.5% |
| Cass County | 3 | 3 | 0 | 0.0% |
| Williams County | 3 | 1 | 0 | 0.0% |
| Richland County | 2 | 0 | 1 | 50.0% |
| Stark County | 2 | 0 | 2 | 100.0% |
| Mercer County | 1 | 1 | 0 | 0.0% |
| Bottineau County | 1 | 1 | 0 | 0.0% |
| Golden Valley County | 1 | 1 | 0 | 0.0% |
| Walsh County | 1 | 0 | 0 | 0.0% |
| Pembina County | 1 | 1 | 0 | 0.0% |
Other large lenders in North Dakota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Gate City Bank | C | 3,106 | 11.3% | 6.65% |
| First International Bank & Trust | B | 1,112 | 4.0% | 6.63% |
| United Shore Financial Services | B | 881 | 7.5% | 6.25% |
| Rocket Mortgage | C | 827 | 21.6% | 6.63% |
| Bell Bank | A | 806 | 7.7% | 6.99% |
| First Community Credit Union | B | 675 | 7.1% | 6.49% |
| Capital | C | 646 | 3.7% | 7.00% |
| TOWN AND COUNTRY Credit Union | B | 571 | 2.1% | 6.25% |
| Mortgage Research Center | C | 500 | 13.6% | 6.25% |
| Fairway Independent Mortgage | B | 497 | 3.0% | 6.40% |
Frequently asked questions
North Dakota: 85 applications in 2025, of which 64 were originated and 6 denied.
7.1% of all applications, or 8.6% of the applications it actually decided on. The North Dakota statewide average across all lenders was 11.4%.
The median rate on loans Barrington Bank & Trust Company originated in North Dakota in 2025 was 6.25%, against a statewide median of 6.50%.
About this data. Figures are Barrington Bank & Trust Company's own HMDA filing for properties located in North Dakota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology