Angel Oak Mortgage Solutions in North Dakota vs the state
57.1%Denial rate+45.70 pts vs state
66.7%Decision denial rate+52.95 pts vs state
28.6%Origination rate-41.12 pts vs state
7.75%Median rate+1.25 pts vs state
—Rate spread (pts)
—Median applicant income
2Loans originated
4Denied
Trend in North Dakota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6 | 3 | 16.7% | 8.00% | #134 |
| 2025 | 7 | 2 | 57.1% | 7.75% | #149 |
What Angel Oak Mortgage Solutions lends in North Dakota
By loan purpose
By loan type
Why it denied North Dakota applicants
Where in North Dakota
Counties with the most Angel Oak Mortgage Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Burleigh County | 3 | 2 | 0 | 0.0% |
| Williams County | 2 | 0 | 2 | 100.0% |
| Stark County | 1 | 0 | 1 | 100.0% |
| McLean County | 1 | 0 | 1 | 100.0% |
Other large lenders in North Dakota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Gate City Bank | C | 3,106 | 11.3% | 6.65% |
| First International Bank & Trust | B | 1,112 | 4.0% | 6.63% |
| United Shore Financial Services | B | 881 | 7.5% | 6.25% |
| Rocket Mortgage | C | 827 | 21.6% | 6.63% |
| Bell Bank | A | 806 | 7.7% | 6.99% |
| First Community Credit Union | B | 675 | 7.1% | 6.49% |
| Capital | C | 646 | 3.7% | 7.00% |
| TOWN AND COUNTRY Credit Union | B | 571 | 2.1% | 6.25% |
| Mortgage Research Center | C | 500 | 13.6% | 6.25% |
| Fairway Independent Mortgage | B | 497 | 3.0% | 6.40% |
Frequently asked questions
North Dakota: 7 applications in 2025, of which 2 were originated and 4 denied.
57.1% of all applications, or 66.7% of the applications it actually decided on. The North Dakota statewide average across all lenders was 11.4%.
The median rate on loans Angel Oak Mortgage Solutions originated in North Dakota in 2025 was 7.75%, against a statewide median of 6.50%.
About this data. Figures are Angel Oak Mortgage Solutions's own HMDA filing for properties located in North Dakota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology