Anchor Loans in Alabama vs the state
60.0%Denial rate+40.15 pts vs state
60.0%Decision denial rate+35.00 pts vs state
40.0%Origination rate-15.39 pts vs state
10.00%Median rate+3.50 pts vs state
—Rate spread (pts)
—Median applicant income
8Loans originated
12Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8 | 5 | 37.5% | 10.50% | #480 |
| 2024 | 11 | 7 | 36.4% | 10.50% | #447 |
| 2025 | 20 | 8 | 60.0% | 10.00% | #396 |
What Anchor Loans lends in Alabama
By loan purpose
By loan type
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 20 applications in 2025, of which 8 were originated and 12 denied.
60.0% of all applications, or 60.0% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Anchor Loans originated in Alabama in 2025 was 10.00%, against a statewide median of 6.50%.
About this data. Figures are Anchor Loans's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology