Sun West Mortgage Company in North Dakota vs the state
25.0%Denial rate+13.56 pts vs state
33.3%Decision denial rate+19.61 pts vs state
25.0%Origination rate-44.69 pts vs state
6.06%Median rate-0.44 pts vs state
0.21Rate spread (pts)-0.03 pts vs state
$138kMedian applicant income
2Loans originated
2Denied
Trend in North Dakota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 11 | 7 | 9.1% | 6.88% | #110 |
| 2024 | 18 | 9 | 11.1% | 6.38% | #95 |
| 2025 | 8 | 2 | 25.0% | 6.06% | #137 |
What Sun West Mortgage Company lends in North Dakota
By loan purpose
By loan type
Why it denied North Dakota applicants
Where in North Dakota
Counties with the most Sun West Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Stark County | 2 | 0 | 1 | 50.0% |
| Ward County | 1 | 0 | 1 | 100.0% |
| Nelson County | 1 | 0 | 0 | 0.0% |
| Williams County | 1 | 0 | 0 | 0.0% |
| McKenzie County | 1 | 0 | 0 | 0.0% |
| McLean County | 1 | 1 | 0 | 0.0% |
| Wells County | 1 | 1 | 0 | 0.0% |
Other large lenders in North Dakota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Gate City Bank | C | 3,106 | 11.3% | 6.65% |
| First International Bank & Trust | B | 1,112 | 4.0% | 6.63% |
| United Shore Financial Services | B | 881 | 7.5% | 6.25% |
| Rocket Mortgage | C | 827 | 21.6% | 6.63% |
| Bell Bank | A | 806 | 7.7% | 6.99% |
| First Community Credit Union | B | 675 | 7.1% | 6.49% |
| Capital | C | 646 | 3.7% | 7.00% |
| TOWN AND COUNTRY Credit Union | B | 571 | 2.1% | 6.25% |
| Mortgage Research Center | C | 500 | 13.6% | 6.25% |
| Fairway Independent Mortgage | B | 497 | 3.0% | 6.40% |
Frequently asked questions
North Dakota: 8 applications in 2025, of which 2 were originated and 2 denied.
25.0% of all applications, or 33.3% of the applications it actually decided on. The North Dakota statewide average across all lenders was 11.4%.
The median rate on loans Sun West Mortgage Company originated in North Dakota in 2025 was 6.06%, against a statewide median of 6.50%.
About this data. Figures are Sun West Mortgage Company's own HMDA filing for properties located in North Dakota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology