StanCorp Mortgage Investors at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the C grade breaks down
Each component is a percentile rank among 220 investment-property lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
23rd11.7% deniedProcesswithdrawn + incomplete share, weight 15%
68th2.6%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 90 | 78 | 8.9% | 9.2% | 6.00% | $472M |
| 2024 | 128 | 113 | 9.4% | 9.6% | 6.25% | $371M |
| 2025 | 114 | 95 | 11.4% | 11.7% | 6.50% | $432M |
What StanCorp Mortgage Investors lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 9 manufactured homes, 114 investment properties.
Where StanCorp Mortgage Investors lends
25 states and 51 counties in 2025. Click a state for the lender's full record there.
| State | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| New York | 46 | 41 | 8.7% | 6.50% | #341 |
| Texas | 13 | 9 | 23.1% | 6.38% | #924 |
| Florida | 8 | 8 | 0.0% | 6.50% | #968 |
| California | 7 | 6 | 0.0% | 6.25% | #774 |
| New Jersey | 7 | 6 | 14.3% | 6.50% | #574 |
| Illinois | 5 | 3 | 0.0% | 6.38% | #771 |
Frequently asked questions
StanCorp Mortgage Investors denied 11.7% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 23rd percentile of investment-property lenders.
The median interest rate on loans StanCorp Mortgage Investors originated in 2025 was 6.50%, and its median rate spread over the average prime offer rate was 0.00 points. Rates on this page are what borrowers actually got, not advertised rates.
In 2025, 17% of its applications were for home purchases, 82% for refinancing (including cash-out), and 1% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.