Silver Lake Bank at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the B grade breaks down
Each component is a percentile rank among 220 investment-property lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
43rd5.9% deniedProcesswithdrawn + incomplete share, weight 15%
75th1.6%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 130 | 110 | 5.4% | 5.6% | — | $24M |
| 2024 | 150 | 119 | 8.7% | 9.0% | — | $23M |
| 2025 | 190 | 165 | 5.8% | 5.9% | — | $35M |
What Silver Lake Bank lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 1 manufactured homes, 101 investment properties.
Who gets approved at Silver Lake Bank
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| $50k – $100k | 32 | 24 | 21.9% |
| $100k – $150k | 22 | 19 | 9.1% |
| Over $250k | 25 | 21 | 4.0% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| 35–44 | 34 | 28 | 14.7% |
| 45–54 | 24 | 22 | 4.2% |
Where Silver Lake Bank lends
5 states and 12 counties in 2025. Click a state for the lender's full record there.
Frequently asked questions
Silver Lake Bank denied 5.9% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 43rd percentile of investment-property lenders.
In 2025, 53% of its applications were for home purchases, 25% for refinancing (including cash-out), and 22% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.