Commercial Capital Bank at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the B grade breaks down
Each component is a percentile rank among 220 investment-property lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
74th1.7% deniedProcesswithdrawn + incomplete share, weight 15%
63rd3.2%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 87 | 71 | 3.5% | 4.1% | — | $20M |
| 2024 | 113 | 99 | 3.5% | 3.9% | — | $24M |
| 2025 | 188 | 179 | 1.6% | 1.7% | — | $91M |
What Commercial Capital Bank lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 52 manufactured homes, 127 investment properties.
Who gets approved at Commercial Capital Bank
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| $50k – $100k | 42 | 39 | 2.5% |
| $100k – $150k | 20 | 18 | 0.0% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| 55–64 | 23 | 22 | 0.0% |
Where Commercial Capital Bank lends
4 states and 27 counties in 2025. Click a state for the lender's full record there.
Frequently asked questions
Commercial Capital Bank denied 1.7% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 74th percentile of investment-property lenders.
In 2025, 42% of its applications were for home purchases, 51% for refinancing (including cash-out), and 7% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.