Signature Bank of Arkansas at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the A grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
78th4.0% deniedProcesswithdrawn + incomplete share, weight 15%
48th12.0%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 296 | 232 | 3.4% | 4.0% | 8.25% | $73M |
| 2024 | 398 | 329 | 3.0% | 3.5% | — | $164M |
| 2025 | 516 | 422 | 3.5% | 4.0% | — | $196M |
What Signature Bank of Arkansas lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 5 manufactured homes, 244 investment properties.
Who gets approved at Signature Bank of Arkansas
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under $50k | 22 | 14 | 12.5% |
| $50k – $100k | 101 | 83 | 3.4% |
| $100k – $150k | 68 | 53 | 8.5% |
| $150k – $250k | 69 | 59 | 3.3% |
| Over $250k | 69 | 56 | 5.1% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| 25–34 | 84 | 70 | 4.1% |
| 35–44 | 79 | 60 | 9.1% |
| 45–54 | 69 | 59 | 4.8% |
| 55–64 | 54 | 39 | 7.0% |
| 65–74 | 29 | 24 | 3.9% |
Where Signature Bank of Arkansas lends
7 states and 41 counties in 2025. Click a state for the lender's full record there.
Frequently asked questions
Signature Bank of Arkansas denied 4.0% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 78th percentile of small mortgage lenders.
In 2025, 67% of its applications were for home purchases, 28% for refinancing (including cash-out), and 5% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.