PremierBank at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the C grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
40th12.1% deniedProcesswithdrawn + incomplete share, weight 15%
78th5.1%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 225 | 187 | 8.9% | 9.2% | 6.65% | $31M |
| 2024 | 227 | 196 | 7.1% | 7.4% | — | $40M |
| 2025 | 157 | 128 | 11.5% | 12.1% | — | $27M |
What PremierBank lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 13 manufactured homes, 48 investment properties.
Who gets approved at PremierBank
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under $50k | 21 | 13 | 35.0% |
| $50k – $100k | 42 | 32 | 15.0% |
| $100k – $150k | 32 | 26 | 12.9% |
| $150k – $250k | 24 | 20 | 4.8% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| 25–34 | 23 | 17 | 18.2% |
| 35–44 | 37 | 28 | 12.5% |
Where PremierBank lends
3 states and 12 counties in 2025. Click a state for the lender's full record there.
| State | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| Wisconsin | 154 | 125 | 11.7% | — | #189 |
Frequently asked questions
PremierBank denied 12.1% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 40th percentile of small mortgage lenders.
In 2025, 60% of its applications were for home purchases, 29% for refinancing (including cash-out), and 11% for home improvement or other purposes. By loan type: 99% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.