Performance Equity Partners · North Carolina · 2025

Performance Equity Partners in North Carolina: approval rate, denial rate and rates (2025)

Performance Equity Partners took 18 mortgage applications in North Carolina in 2025, ranking #540 of 1,253 lenders active in the state. It originated 0.0% of them and denied 88.9% (88.9% of the applications it decided), against a statewide denial rate of 18.1%.

18Applicationsin NC
88.9%Decision denial ratestate 22.8%
Median ratestate 6.50%
$75,000Median loanstate $225,000
$0Volume0 counties

Performance Equity Partners in North Carolina vs the state

88.9%Denial rate+70.83 pts vs state
88.9%Decision denial rate+66.07 pts vs state
0.0%Origination rate-57.81 pts vs state
Median rate
Rate spread (pts)
$46kMedian applicant income
0Loans originated
16Denied

What Performance Equity Partners lends in North Carolina

By loan purpose

Home purchase 18 100% · 88.9% denied

By loan type

Conventional 18 100% · 88.9% denied

Why it denied North Carolina applicants

Debt-to-income ratio 12 75%
Credit history 3 19%
Other 1 6%

Other large lenders in North Carolina

LenderGradeApplicationsDenial rateMedian rate
State Employees'C 47,89325.2%6.25%
Rocket MortgageC 25,10916.0%6.63%
United Shore Financial ServicesB 18,88411.4%6.13%
Vanderbilt Mortgage and FinanceF 15,00838.0%7.75%
Truist BankC 14,36430.3%6.50%
Movement MortgageA 11,0912.6%6.63%
Navy Federal Credit UnionD 10,56519.4%7.13%
First-Citizens Bank & TrustB 10,31919.6%6.38%
Bank of AmericaF 10,27628.2%6.24%
Mortgage Research CenterC 10,02917.7%6.25%

Frequently asked questions

North Carolina: 18 applications in 2025, of which 0 were originated and 16 denied.

88.9% of all applications, or 88.9% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Performance Equity Partners's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology