New Hampshire at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the F grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
1st50.8% deniedProcesswithdrawn + incomplete share, weight 15%
48th12.1%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 90 | 53 | 31.1% | 34.6% | 5.49% | $4.1M |
| 2024 | 114 | 66 | 27.2% | 31.6% | 5.79% | $6.1M |
| 2025 | 141 | 61 | 44.7% | 50.8% | — | $5.9M |
What New Hampshire lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 0 manufactured homes, 7 investment properties.
Who gets approved at New Hampshire
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| $50k – $100k | 31 | 6 | 76.9% |
| $100k – $150k | 27 | 12 | 52.0% |
| $150k – $250k | 55 | 32 | 37.3% |
| Over $250k | 23 | 11 | 38.9% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| 35–44 | 39 | 20 | 41.2% |
| 45–54 | 31 | 16 | 44.8% |
| 55–64 | 35 | 15 | 53.1% |
| 65–74 | 22 | 7 | 63.2% |
Where New Hampshire lends
1 states and 9 counties in 2025. Click a state for the lender's full record there.
| State | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| New Hampshire | 141 | 61 | 44.7% | — | #71 |
Frequently asked questions
New Hampshire denied 50.8% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 1st percentile of small mortgage lenders.
In 2025, 3% of its applications were for home purchases, 11% for refinancing (including cash-out), and 87% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.