Mortgage Equity Partners in Alabama vs the state
12.5%Denial rate-7.35 pts vs state
20.0%Decision denial rate-5.00 pts vs state
50.0%Origination rate-5.39 pts vs state
6.81%Median rate+0.31 pts vs state
0.94Rate spread (pts)+0.65 pts vs state
$100kMedian applicant income
4Loans originated
1Denied
What Mortgage Equity Partners lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Mortgage Equity Partners applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Limestone County | 3 | 2 | 1 | 33.3% |
| Lee County | 2 | 0 | 0 | 0.0% |
| Madison County | 2 | 1 | 0 | 0.0% |
| Shelby County | 1 | 1 | 0 | 0.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 8 applications in 2025, of which 4 were originated and 1 denied.
12.5% of all applications, or 20.0% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Mortgage Equity Partners originated in Alabama in 2025 was 6.81%, against a statewide median of 6.50%.
About this data. Figures are Mortgage Equity Partners's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology