Medi-Coop (cooperativa de Ahorro Y Crédito de Médicos Y Otros Profesionales de LA Salud) · Puerto Rico · 2025

Medi-Coop (cooperativa de Ahorro Y Crédito de Médicos Y Otros Profesionales de LA Salud) in Puerto Rico: approval rate, denial rate and rates (2025)

Medi-Coop (cooperativa de Ahorro Y Crédito de Médicos Y Otros Profesionales de LA Salud) took 20 mortgage applications in Puerto Rico in 2025, ranking #53 of 78 lenders active in the state. It originated 100.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 15.8%.

20Applicationsin PR
0.0%Decision denial ratestate 18.5%
7.50%Median ratestate 6.13%
$195,000Median loanstate $145,000
$5.3MVolume0 counties

Medi-Coop (cooperativa de Ahorro Y Crédito de Médicos Y Otros Profesionales de LA Salud) in Puerto Rico vs the state

0.0%Denial rate-15.76 pts vs state
0.0%Decision denial rate-18.50 pts vs state
100.0%Origination rate+32.77 pts vs state
7.50%Median rate+1.38 pts vs state
Rate spread (pts)
$166kMedian applicant income
20Loans originated
0Denied

Trend in Puerto Rico

YearApplicationsOriginatedDenial rateMedian rateRank in state
202327270.0%5.75%#47
202439390.0%7.00%#41
202520200.0%7.50%#53

What Medi-Coop (cooperativa de Ahorro Y Crédito de Médicos Y Otros Profesionales de LA Salud) lends in Puerto Rico

By loan purpose

Home purchase 14 70% · 0.0% denied
Refinance 2 10% · 0.0% denied
Cash-out refinance 4 20% · 0.0% denied

By loan type

Conventional 20 100% · 0.0% denied

Other large lenders in Puerto Rico

LenderGradeApplicationsDenial rateMedian rate
Banco Popular de Puerto RicoC 3,89420.4%6.25%
Firstbank Puerto RicoC 3,23322.0%5.75%
Oriental BankC 1,70820.0%5.50%
The Money HouseB 1,60210.8%6.00%
First Equity Mortgage BankersD 1,51717.7%6.00%
Preferred MortgageC 73211.6%5.75%
Hr MortgageD 69720.8%6.25%
Home Mortgage BankersC 6780.3%6.50%
Metro Island MortgageA 5880.2%5.75%
Trust MortgageC 5598.1%5.75%

Frequently asked questions

Puerto Rico: 20 applications in 2025, of which 20 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Puerto Rico statewide average across all lenders was 15.8%.

The median rate on loans Medi-Coop (cooperativa de Ahorro Y Crédito de Médicos Y Otros Profesionales de LA Salud) originated in Puerto Rico in 2025 was 7.50%, against a statewide median of 6.13%.

About this data. Figures are Medi-Coop (cooperativa de Ahorro Y Crédito de Médicos Y Otros Profesionales de LA Salud)'s own HMDA filing for properties located in Puerto Rico, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology