Lge Community Credit Union at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the D grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
25th17.5% deniedProcesswithdrawn + incomplete share, weight 15%
38th14.3%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 921 | 567 | 21.1% | 25.3% | 8.00% | $70M |
| 2024 | 1,134 | 763 | 17.1% | 20.1% | — | $156M |
| 2025 | 1,059 | 744 | 15.0% | 17.5% | — | $185M |
What Lge Community Credit Union lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 3 manufactured homes, 14 investment properties.
Who gets approved at Lge Community Credit Union
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under $50k | 61 | 27 | 52.6% |
| $50k – $100k | 276 | 176 | 23.9% |
| $100k – $150k | 244 | 168 | 19.5% |
| $150k – $250k | 282 | 211 | 9.0% |
| Over $250k | 134 | 109 | 6.0% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| 25–34 | 166 | 124 | 11.4% |
| 35–44 | 244 | 165 | 19.7% |
| 45–54 | 286 | 193 | 21.8% |
| 55–64 | 201 | 143 | 14.7% |
| 65–74 | 103 | 72 | 18.2% |
| Over 74 | 44 | 33 | 17.5% |
Where Lge Community Credit Union lends
2 states and 45 counties in 2025. Click a state for the lender's full record there.
| State | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| Georgia | 1,058 | 743 | 15.0% | — | #90 |
Frequently asked questions
Lge Community Credit Union denied 17.5% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 25th percentile of small mortgage lenders.
In 2025, 28% of its applications were for home purchases, 29% for refinancing (including cash-out), and 44% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.