Unnamed lender 984500B8F043AF564B98 at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the B grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
84th3.0% deniedPricingmedian rate spread over APOR, weight 30%
65th0.16 ptsProcesswithdrawn + incomplete share, weight 15%
26th17.7%Closing coststotal loan costs ÷ loan amount, weight 10%
50th1.90% of loanWhat Unnamed lender 984500B8F043AF564B98 lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 3 manufactured homes, 9 investment properties.
Why Unnamed lender 984500B8F043AF564B98 denies applications
Primary reason reported for each of the 5 denials in 2025. Lenders can cite up to four reasons; this is the first one listed.
Who gets approved at Unnamed lender 984500B8F043AF564B98
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| $50k – $100k | 78 | 66 | 4.4% |
| $100k – $150k | 40 | 33 | 2.9% |
| $150k – $250k | 51 | 37 | 2.6% |
| Over $250k | 25 | 19 | 0.0% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| 25–34 | 61 | 48 | 2.0% |
| 35–44 | 40 | 31 | 3.1% |
| 45–54 | 45 | 37 | 0.0% |
| 55–64 | 26 | 20 | 9.1% |
Where Unnamed lender 984500B8F043AF564B98 lends
4 states and 20 counties in 2025. Click a state for the lender's full record there.
| State | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| Oklahoma | 199 | 160 | 2.5% | 6.50% | #126 |
Frequently asked questions
Unnamed lender 984500B8F043AF564B98 denied 3.0% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 84th percentile of small mortgage lenders.
The most common reason Unnamed lender 984500B8F043AF564B98 gave in 2025 was "other", cited on 40.0% of its denials. Lenders report up to four reasons per denial to the CFPB; the full breakdown is on this page.
The median interest rate on loans Unnamed lender 984500B8F043AF564B98 originated in 2025 was 6.50%, and its median rate spread over the average prime offer rate was 0.16 points. Rates on this page are what borrowers actually got, not advertised rates.
In 2025, 92% of its applications were for home purchases, 8% for refinancing (including cash-out), and 0% for home improvement or other purposes. By loan type: 57% conventional, 33% FHA, 7% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.