Unnamed lender 549300DLBRGR2O0VNZ96 at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the B grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
97th0.1% deniedPricingmedian rate spread over APOR, weight 30%
28th0.52 ptsProcesswithdrawn + incomplete share, weight 15%
26th17.6%Closing coststotal loan costs ÷ loan amount, weight 10%
66th1.49% of loanWhat Unnamed lender 549300DLBRGR2O0VNZ96 lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 0 manufactured homes, 167 investment properties.
Why Unnamed lender 549300DLBRGR2O0VNZ96 denies applications
Primary reason reported for each of the 1 denials in 2025. Lenders can cite up to four reasons; this is the first one listed.
Who gets approved at Unnamed lender 549300DLBRGR2O0VNZ96
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| $50k – $100k | 34 | 30 | 0.0% |
| $100k – $150k | 131 | 106 | 0.9% |
| $150k – $250k | 273 | 226 | 0.0% |
| Over $250k | 381 | 307 | 0.0% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| 25–34 | 138 | 122 | 0.0% |
| 35–44 | 263 | 215 | 0.5% |
| 45–54 | 216 | 171 | 0.0% |
| 55–64 | 152 | 122 | 0.0% |
| 65–74 | 68 | 54 | 0.0% |
Where Unnamed lender 549300DLBRGR2O0VNZ96 lends
11 states and 36 counties in 2025. Click a state for the lender's full record there.
| State | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| California | 859 | 696 | 0.1% | 6.88% | #191 |
| Indiana | 6 | 3 | 0.0% | 8.25% | #626 |
Frequently asked questions
Unnamed lender 549300DLBRGR2O0VNZ96 denied 0.1% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 97th percentile of small mortgage lenders.
The most common reason Unnamed lender 549300DLBRGR2O0VNZ96 gave in 2025 was "incomplete application", cited on 100.0% of its denials. Lenders report up to four reasons per denial to the CFPB; the full breakdown is on this page.
The median interest rate on loans Unnamed lender 549300DLBRGR2O0VNZ96 originated in 2025 was 6.88%, and its median rate spread over the average prime offer rate was 0.52 points. Rates on this page are what borrowers actually got, not advertised rates.
In 2025, 56% of its applications were for home purchases, 30% for refinancing (including cash-out), and 14% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.