Unnamed lender 254900CRPFBFJUTD8P12 at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the B grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
53rd8.9% deniedProcesswithdrawn + incomplete share, weight 15%
81st4.3%What Unnamed lender 254900CRPFBFJUTD8P12 lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 2 manufactured homes, 72 investment properties.
Who gets approved at Unnamed lender 254900CRPFBFJUTD8P12
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under $50k | 22 | 14 | 30.0% |
| $50k – $100k | 46 | 36 | 14.0% |
| $100k – $150k | 42 | 38 | 9.5% |
| $150k – $250k | 20 | 17 | 0.0% |
| Over $250k | 23 | 23 | 0.0% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| 25–34 | 23 | 20 | 9.1% |
| 35–44 | 37 | 34 | 8.1% |
| 45–54 | 36 | 28 | 12.5% |
| 55–64 | 28 | 21 | 16.0% |
| 65–74 | 21 | 20 | 4.8% |
Where Unnamed lender 254900CRPFBFJUTD8P12 lends
4 states and 28 counties in 2025. Click a state for the lender's full record there.
| State | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| Mississippi | 175 | 150 | 9.1% | — | #94 |
| Alabama | 10 | 10 | 0.0% | — | #482 |
Frequently asked questions
Unnamed lender 254900CRPFBFJUTD8P12 denied 8.9% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 53rd percentile of small mortgage lenders.
In 2025, 44% of its applications were for home purchases, 42% for refinancing (including cash-out), and 14% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.