Unnamed lender 254900QLC1XSIUN3OF82 at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the F grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
11th25.5% deniedProcesswithdrawn + incomplete share, weight 15%
13th23.3%What Unnamed lender 254900QLC1XSIUN3OF82 lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 3 manufactured homes, 4 investment properties.
Who gets approved at Unnamed lender 254900QLC1XSIUN3OF82
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under $50k | 33 | 13 | 48.2% |
| $50k – $100k | 84 | 44 | 27.4% |
| $100k – $150k | 46 | 31 | 13.9% |
| $150k – $250k | 21 | 17 | 10.5% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| 25–34 | 38 | 18 | 37.9% |
| 35–44 | 44 | 24 | 29.7% |
| 45–54 | 46 | 31 | 16.2% |
| 55–64 | 38 | 20 | 23.1% |
Where Unnamed lender 254900QLC1XSIUN3OF82 lends
1 states and 23 counties in 2025. Click a state for the lender's full record there.
| State | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| Nebraska | 189 | 106 | 19.6% | — | #77 |
Frequently asked questions
Unnamed lender 254900QLC1XSIUN3OF82 denied 25.5% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 11th percentile of small mortgage lenders.
In 2025, 14% of its applications were for home purchases, 29% for refinancing (including cash-out), and 57% for home improvement or other purposes. By loan type: 95% conventional, 3% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.