Franklin Mint in New York vs the state
66.7%Denial rate+46.92 pts vs state
80.0%Decision denial rate+55.96 pts vs state
16.7%Origination rate-42.92 pts vs state
9.24%Median rate+2.62 pts vs state
3.33Rate spread (pts)+3.12 pts vs state
$184kMedian applicant income
1Loans originated
4Denied
What Franklin Mint lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most Franklin Mint applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Nassau County | 3 | 0 | 3 | 100.0% |
| Suffolk County | 3 | 1 | 1 | 33.3% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 6 applications in 2025, of which 1 were originated and 4 denied.
66.7% of all applications, or 80.0% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans Franklin Mint originated in New York in 2025 was 9.24%, against a statewide median of 6.63%.
About this data. Figures are Franklin Mint's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology