Community Bank of Parkersburg at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the F grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
9th28.2% deniedProcesswithdrawn + incomplete share, weight 15%
23rd18.6%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 244 | 150 | 15.6% | 19.4% | — | $21M |
| 2024 | 213 | 136 | 14.1% | 17.3% | — | $25M |
| 2025 | 161 | 90 | 23.0% | 28.2% | — | $18M |
What Community Bank of Parkersburg lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 8 manufactured homes, 34 investment properties.
Who gets approved at Community Bank of Parkersburg
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under $50k | 26 | 11 | 50.0% |
| $50k – $100k | 51 | 28 | 31.7% |
| $100k – $150k | 23 | 10 | 29.4% |
| $150k – $250k | 26 | 19 | 9.1% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| 25–34 | 22 | 15 | 16.7% |
| 35–44 | 28 | 13 | 41.7% |
| 45–54 | 29 | 8 | 47.4% |
| 55–64 | 31 | 22 | 11.5% |
Where Community Bank of Parkersburg lends
3 states and 15 counties in 2025. Click a state for the lender's full record there.
| State | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| West Virginia | 138 | 78 | 22.5% | — | #80 |
| Ohio | 22 | 11 | 27.3% | — | #516 |
Frequently asked questions
Community Bank of Parkersburg denied 28.2% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 9th percentile of small mortgage lenders.
In 2025, 66% of its applications were for home purchases, 19% for refinancing (including cash-out), and 16% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.