Bank of Marin at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the C grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
16th21.8% deniedProcesswithdrawn + incomplete share, weight 15%
80th4.6%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 298 | 201 | 18.1% | 20.0% | — | $65M |
| 2024 | 332 | 218 | 22.3% | 23.1% | — | $106M |
| 2025 | 346 | 241 | 20.8% | 21.8% | — | $127M |
What Bank of Marin lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 1 manufactured homes, 60 investment properties.
Who gets approved at Bank of Marin
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| $150k – $250k | 37 | 20 | 36.1% |
| Over $250k | 81 | 63 | 14.7% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| 35–44 | 26 | 17 | 28.0% |
| 45–54 | 55 | 41 | 18.9% |
| 55–64 | 88 | 60 | 19.1% |
| 65–74 | 82 | 52 | 30.4% |
| Over 74 | 64 | 48 | 20.3% |
Where Bank of Marin lends
1 states and 18 counties in 2025. Click a state for the lender's full record there.
| State | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| California | 346 | 241 | 20.8% | — | #303 |
Frequently asked questions
Bank of Marin denied 21.8% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 16th percentile of small mortgage lenders.
In 2025, 5% of its applications were for home purchases, 33% for refinancing (including cash-out), and 61% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.