Bank of Deerfield at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the C grade breaks down
Each component is a percentile rank among 220 investment-property lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
52nd4.5% deniedProcesswithdrawn + incomplete share, weight 15%
24th11.9%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 131 | 117 | 3.8% | 4.1% | — | $29M |
| 2024 | 115 | 98 | 3.5% | 3.8% | — | $26M |
| 2025 | 151 | 126 | 4.0% | 4.5% | — | $33M |
What Bank of Deerfield lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 1 manufactured homes, 83 investment properties.
Who gets approved at Bank of Deerfield
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| $100k – $150k | 29 | 20 | 4.8% |
| $150k – $250k | 25 | 18 | 14.3% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| 35–44 | 35 | 29 | 6.5% |
| 45–54 | 21 | 18 | 0.0% |
Where Bank of Deerfield lends
1 states and 22 counties in 2025. Click a state for the lender's full record there.
| State | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| Wisconsin | 151 | 126 | 4.0% | — | #200 |
Frequently asked questions
Bank of Deerfield denied 4.5% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 52nd percentile of investment-property lenders.
In 2025, 76% of its applications were for home purchases, 20% for refinancing (including cash-out), and 4% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.