Anderson Brothers Bank at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the B grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
67th6.1% deniedProcesswithdrawn + incomplete share, weight 15%
24th18.2%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 616 | 415 | 9.9% | 12.3% | 8.00% | $84M |
| 2024 | 544 | 356 | 7.7% | 10.0% | 8.19% | $78M |
| 2025 | 599 | 448 | 5.0% | 6.1% | — | $120M |
What Anderson Brothers Bank lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 112 manufactured homes, 205 investment properties.
Who gets approved at Anderson Brothers Bank
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under $50k | 70 | 45 | 12.7% |
| $50k – $100k | 183 | 128 | 6.3% |
| $100k – $150k | 92 | 65 | 8.2% |
| $150k – $250k | 72 | 55 | 6.7% |
| Over $250k | 56 | 43 | 2.3% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| 25–34 | 63 | 45 | 2.2% |
| 35–44 | 82 | 52 | 11.7% |
| 45–54 | 108 | 79 | 5.6% |
| 55–64 | 112 | 72 | 12.9% |
| 65–74 | 85 | 61 | 4.5% |
| Over 74 | 31 | 28 | 0.0% |
Where Anderson Brothers Bank lends
3 states and 30 counties in 2025. Click a state for the lender's full record there.
| State | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| South Carolina | 570 | 424 | 4.9% | — | #91 |
| North Carolina | 27 | 22 | 7.4% | — | #482 |
Frequently asked questions
Anderson Brothers Bank denied 6.1% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 67th percentile of small mortgage lenders.
In 2025, 62% of its applications were for home purchases, 22% for refinancing (including cash-out), and 16% for home improvement or other purposes. By loan type: 95% conventional, 3% FHA, 2% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.