Anchor Loans in New York vs the state
78.0%Denial rate+58.27 pts vs state
78.0%Decision denial rate+53.98 pts vs state
22.0%Origination rate-37.61 pts vs state
10.00%Median rate+3.38 pts vs state
—Rate spread (pts)
—Median applicant income
20Loans originated
71Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8 | 1 | 87.5% | 9.50% | #477 |
| 2024 | 52 | 21 | 59.6% | 10.75% | #321 |
| 2025 | 91 | 20 | 78.0% | 10.00% | #277 |
What Anchor Loans lends in New York
By loan purpose
By loan type
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 91 applications in 2025, of which 20 were originated and 71 denied.
78.0% of all applications, or 78.0% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans Anchor Loans originated in New York in 2025 was 10.00%, against a statewide median of 6.63%.
About this data. Figures are Anchor Loans's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology