AgCountry Farm Credit Services, FLCA in North Dakota vs the state
0.0%Denial rate-11.44 pts vs state
0.0%Decision denial rate-13.72 pts vs state
90.3%Origination rate+20.63 pts vs state
7.10%Median rate+0.60 pts vs state
0.39Rate spread (pts)+0.15 pts vs state
$212kMedian applicant income
28Loans originated
0Denied
Trend in North Dakota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 22 | 18 | 0.0% | 7.53% | #88 |
| 2024 | 41 | 36 | 2.4% | 7.20% | #71 |
| 2025 | 31 | 28 | 0.0% | 7.10% | #88 |
What AgCountry Farm Credit Services, FLCA lends in North Dakota
By loan purpose
By loan type
Where in North Dakota
Counties with the most AgCountry Farm Credit Services, FLCA applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Foster County | 4 | 4 | 0 | 0.0% |
| Barnes County | 3 | 3 | 0 | 0.0% |
| Richland County | 3 | 3 | 0 | 0.0% |
| Cass County | 3 | 1 | 0 | 0.0% |
| Divide County | 2 | 1 | 0 | 0.0% |
| LaMoure County | 2 | 2 | 0 | 0.0% |
| Kidder County | 2 | 2 | 0 | 0.0% |
| Ransom County | 2 | 2 | 0 | 0.0% |
| Griggs County | 1 | 1 | 0 | 0.0% |
| Logan County | 1 | 1 | 0 | 0.0% |
Other large lenders in North Dakota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Gate City Bank | C | 3,106 | 11.3% | 6.65% |
| First International Bank & Trust | B | 1,112 | 4.0% | 6.63% |
| United Shore Financial Services | B | 881 | 7.5% | 6.25% |
| Rocket Mortgage | C | 827 | 21.6% | 6.63% |
| Bell Bank | A | 806 | 7.7% | 6.99% |
| First Community Credit Union | B | 675 | 7.1% | 6.49% |
| Capital | C | 646 | 3.7% | 7.00% |
| TOWN AND COUNTRY Credit Union | B | 571 | 2.1% | 6.25% |
| Mortgage Research Center | C | 500 | 13.6% | 6.25% |
| Fairway Independent Mortgage | B | 497 | 3.0% | 6.40% |
Frequently asked questions
North Dakota: 31 applications in 2025, of which 28 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The North Dakota statewide average across all lenders was 11.4%.
The median rate on loans AgCountry Farm Credit Services, FLCA originated in North Dakota in 2025 was 7.10%, against a statewide median of 6.50%.
About this data. Figures are AgCountry Farm Credit Services, FLCA's own HMDA filing for properties located in North Dakota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology