The Anderson Financial Group at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the A grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
96th0.5% deniedPricingmedian rate spread over APOR, weight 30%
72nd0.10 ptsProcesswithdrawn + incomplete share, weight 15%
19th20.4%Closing coststotal loan costs ÷ loan amount, weight 10%
57th1.76% of loanTrend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 450 | 322 | 0.4% | 0.6% | 6.99% | $90M |
| 2024 | 447 | 317 | 1.3% | 1.8% | 6.88% | $106M |
| 2025 | 519 | 390 | 0.4% | 0.5% | 6.49% | $142M |
What The Anderson Financial Group lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 0 manufactured homes, 42 investment properties.
Why The Anderson Financial Group denies applications
Primary reason reported for each of the 2 denials in 2025. Lenders can cite up to four reasons; this is the first one listed.
Who gets approved at The Anderson Financial Group
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| $50k – $100k | 140 | 96 | 1.0% |
| $100k – $150k | 141 | 111 | 0.0% |
| $150k – $250k | 130 | 97 | 1.0% |
| Over $250k | 98 | 77 | 0.0% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| 25–34 | 178 | 138 | 0.0% |
| 35–44 | 140 | 100 | 0.0% |
| 45–54 | 94 | 72 | 2.6% |
| 55–64 | 47 | 36 | 0.0% |
| 65–74 | 32 | 20 | 0.0% |
Where The Anderson Financial Group lends
13 states and 62 counties in 2025. Click a state for the lender's full record there.
Frequently asked questions
The Anderson Financial Group denied 0.5% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 96th percentile of small mortgage lenders.
The most common reason The Anderson Financial Group gave in 2025 was "collateral", cited on 50.0% of its denials. Lenders report up to four reasons per denial to the CFPB; the full breakdown is on this page.
The median interest rate on loans The Anderson Financial Group originated in 2025 was 6.49%, and its median rate spread over the average prime offer rate was 0.10 points. Rates on this page are what borrowers actually got, not advertised rates.
In 2025, 77% of its applications were for home purchases, 23% for refinancing (including cash-out), and 0% for home improvement or other purposes. By loan type: 95% conventional, 5% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.