Performance Equity Partners · North Dakota · 2025

Performance Equity Partners in North Dakota: approval rate, denial rate and rates (2025)

Performance Equity Partners took 25 mortgage applications in North Dakota in 2025, ranking #96 of 322 lenders active in the state. It originated 32.0% of them and denied 60.0% (60.0% of the applications it decided), against a statewide denial rate of 11.4%.

25Applicationsin ND
60.0%Decision denial ratestate 13.7%
13.13%Median ratestate 6.50%
$45,000Median loanstate $205,000
$440kVolume0 counties

Performance Equity Partners in North Dakota vs the state

60.0%Denial rate+48.56 pts vs state
60.0%Decision denial rate+46.28 pts vs state
32.0%Origination rate-37.69 pts vs state
13.13%Median rate+6.63 pts vs state
7.45Rate spread (pts)+7.21 pts vs state
$48kMedian applicant income
8Loans originated
15Denied

What Performance Equity Partners lends in North Dakota

By loan purpose

Home purchase 25 100% · 60.0% denied

By loan type

Conventional 25 100% · 60.0% denied

Why it denied North Dakota applicants

Debt-to-income ratio 12 80%
Credit history 2 13%
Employment history 1 7%

Other large lenders in North Dakota

LenderGradeApplicationsDenial rateMedian rate
Gate City BankC 3,10611.3%6.65%
First International Bank & TrustB 1,1124.0%6.63%
United Shore Financial ServicesB 8817.5%6.25%
Rocket MortgageC 82721.6%6.63%
Bell BankA 8067.7%6.99%
First Community Credit UnionB 6757.1%6.49%
CapitalC 6463.7%7.00%
TOWN AND COUNTRY Credit UnionB 5712.1%6.25%
Mortgage Research CenterC 50013.6%6.25%
Fairway Independent MortgageB 4973.0%6.40%

Frequently asked questions

North Dakota: 25 applications in 2025, of which 8 were originated and 15 denied.

60.0% of all applications, or 60.0% of the applications it actually decided on. The North Dakota statewide average across all lenders was 11.4%.

The median rate on loans Performance Equity Partners originated in North Dakota in 2025 was 13.13%, against a statewide median of 6.50%.

About this data. Figures are Performance Equity Partners's own HMDA filing for properties located in North Dakota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology