Longview Bank at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the A grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
88th2.1% deniedProcesswithdrawn + incomplete share, weight 15%
87th2.7%Closing coststotal loan costs ÷ loan amount, weight 10%
75th1.28% of loanTrend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 327 | 316 | 0.3% | 0.3% | 7.00% | $39M |
| 2024 | 385 | 352 | 3.1% | 3.2% | — | $67M |
| 2025 | 480 | 439 | 2.1% | 2.1% | 6.25% | $81M |
What Longview Bank lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 14 manufactured homes, 117 investment properties.
Who gets approved at Longview Bank
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under $50k | 76 | 64 | 5.5% |
| $50k – $100k | 148 | 135 | 1.4% |
| $100k – $150k | 99 | 91 | 1.0% |
| $150k – $250k | 52 | 47 | 0.0% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under 25 | 34 | 31 | 3.0% |
| 25–34 | 99 | 88 | 3.1% |
| 35–44 | 88 | 80 | 3.5% |
| 45–54 | 77 | 72 | 0.0% |
| 55–64 | 60 | 52 | 3.5% |
| 65–74 | 25 | 19 | 4.4% |
Where Longview Bank lends
5 states and 30 counties in 2025. Click a state for the lender's full record there.
Frequently asked questions
Longview Bank denied 2.1% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 88th percentile of small mortgage lenders.
The median interest rate on loans Longview Bank originated in 2025 was 6.25%, and its median rate spread over the average prime offer rate was -0.51 points. Rates on this page are what borrowers actually got, not advertised rates.
In 2025, 51% of its applications were for home purchases, 41% for refinancing (including cash-out), and 8% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.